Financial Policies

For your convenience, we accept Amex, Visa, MasterCard and Discover and offer Carecredit. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at (619) 425-9770. Many times, a simple telephone call will clear any misunderstandings.

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.  Our office can only give you estimates only.

We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan, but that must be implemented prior to the actual procedure.

Our office is contracted with select PPO plans but we do except all PPO plans.  We are only a 3rd party biller and can only offer estimates. 



  • Aetna
  • Ameritas
  • Assurant
  • Anthem Blue Cross
  • CareCredit
  • Cigna PPO
  • Delta PPO
  • Met Life
  • Principal
  • United Concordia Assurant
  • Guardian


We’re pleased to offer our patients the Care Credit® card, North America’s leading patient payment program. Care Credit is the credit card exclusively for healthcare services, interest rates or other costly penalties. You’ll get low monthly payments for healthcare procedures not commonly covered by insurance, including dental procedures. Plus, you can use your card over and over for follow-up appointments.

Learn more by visiting or contacting our office. Ready to apply? Apply online for your Care Credit card today.

At Chula Vista Periodontics we understand that finding the right treatment and doctor for you can be confusing and difficult. 

We invite you to submit your questions regarding your dental treatment. Click below to get started!